The Study, Based On Sme Financing In The Perspective Of Development Of Industrial Clusters

In China, after 30 years of reform and opening up, SME clusters of traditional industries in China has shifted from extensive to intensive type of important ways. By the international experience shows that the rapid development of economic globalization process, the SME industrial clusters has been a subject of governments around the world respected regional economic development model. From central and northern Italy, the United States to Silicon Valley and Bangalore, India SME cluster development can be seen demonstrated by the huge economic vitality and a strong competitive advantage.China Guangdong, Zhejiang and other economically developed provincial economic development experience to fully show that the cluster development of SMEs in driving regional economic development played a crucial role, both economically backward areas back to the implementation of industry cluster based economic strategy to develop good demonstration effect. Therefore, through the development of SME industrial clusters has led regional development is economic development in Sichuan province a very important strategic choice.For a long time, whether abroad or at home, the financing of SMEs has been a difficult problem, has become a restricted social and economic development and industrial economic structure optimization is one of the most important obstacle. Therefore, the ease of financing the development of SMEs in the academic, financial institutions, businesses and government departments and other parties attention. In this case, based on financing small and medium industrial clusters began to be timely raised.This article first cluster of domestic and foreign financing of SME cluster theory and a more systematic overview of the theory, but also of the industrial clusters and the relationship between SME financing, SME cluster development in Sichuan Province, Sichuan SME financing difficulties problems and characteristics, the advantages of the Sichuan SME clusters and other related financing, and then refer to cluster of Miluo renewable resources in Hunan, Zhongguancun in Beijing and non cluster of Changsha and Liuyang River Comparative Study of Effects in the financing of the case to illustrate the use of SME clusters in Sichuan Province Financing can effectively alleviate the bottleneck problem for SME financing. Finally, we summed the financing of SMEs cluster is dead in Sichuan SME financing difficulties ease the inevitable choice, but also with economic development in Sichuan Province made the relevant policy recommendations.