Regional Financial Research, And Regional Economic Development

The party and the country extremely value the region economy to develop balanced and coordinated. In recent years , a series of overall plans region developmental strategy policy were formulated including the west big development, promoting the northeast old industrial base, the promotion of the middle area rises and so on, and has obtained the remarkable result. But as a result of various areas economic basis, the natural conditions well as the function localization difference objective existence, to promote the arduous duty which the region economy coordination and balanced development still need us to work long time. To make the region economy develop coordinated, we must study fresh factor which promotes the region economy .But the finance as the important intrinsic propelling force in the economical development, its function in promoting the region economic equilibrium and coordinated development be not allowed to neglect. Regardless of international experience or reform and open policy experience domestic, all had indicated the economical development cannot leave the financial supporting. Therefore to grasp the financial development rule, to judge region finance development condition and the development phase correctly, maximum limit to display the financial resources impetus and the function in coordinating economy development have the great significance to us.This article in the foundation of the predecessor achievement as well as to our country finance and economical development research, made a further study about the influence factors to finance development, advanced the theory on description finance law "the financial life cycle theory". The life cycle theory thought that the thing development experience is the birth, the growth, the mature, the decline in life cycle. Inside each time the thing are different, the life cycle theory emphasized the growth gradualness. The financial development gradual characteristic mainly displays in finance level of development different stage it promoter action is different. to the economical development. "The financial life cycle theory" described the financial development path in an economical development cycle, we can clearer understanding each development phase financial and the economical relational condition according to the above theory .Had clearly recognized that the financial development has the life periodicity law in development, then can confirm the local finance development phase well, guide region finance development to enter the highly effective impetus to promote region economy development into the mature stage, take the measure to lengthen this mature stage as well as adjust the financial development to stable stage, thus enabled the financial resources to display the function to coordinate and balance region economy development.This article unifies the finance law of development, the utilization regression analysis method, take China (developing nation), Shanghai (eastern relatively developed area), Anhui (middle developed general area) and Tibet (west to owe developed area) as the region research object has made the concrete real diagnosis analysis. The analysis mentality mainly is that take the four regions economy level of development in last several years , employment population and the financial situation cash organ three targets as the sample research object ,establish as the economy level of development are explained variable , employment population and the financial disbursement cash organ for the explanation variable line model. Obtain influence about the region finance to the region economy ,through the correlation coefficient theta, discovered the region theta are difference, contrasts other region theta to the national theta .Related diagnosis conclusion explanation as well as to different region developed area finance policy suggestion.This article final research goal lies in attempting to describe understood the target sector the financial development condition in the national region scope, how to determine which stage the target sector finance development to be in the life cycle as well as how to guide the finance to display the maximum limit propelling force according to various stages characteristics.