Pension Fund In China Regulatory Mechanism

With the socio-economic development,pension insurance funds in the endowment insurance system for the basic position continuously strengthened and enhanced.After years of efforts,the work of old-age insurance in China made great progress,but the regulation of funds also were problems arising from the impact of the endowment insurance system for the security and stability of operation.Taken place in recent years which exposed the Social Security old-age insurance funds supervision of China's weaknesses,these problems fundamentally speaking,is not because the motive of preserving and increasing the value What is the problem,but how to preserve and increase the value of the system too careless,the big loopholes in the supervision With the opportunity to allow a small number of people.The mode of regulation of pension fund related to China's old-age insurance funds can achieve the basic objectives of preserving and increasing the value.How to set up pension fund supervision and management system,improve the pension fund regulation,give full play to the old-age insurance for the society "stabilizer" role,and correctly handle the reform, development and stability the relationship between the great significance.And as soon as possible the establishment of a standard old-age insurance funds supervision and management system is an important task for the current delay.This paper describes the status quo of China's old-age insurance system,based on an analysis of China's pension fund regulatory mechanism and the reform of the characteristics of deep-seated reasons.As a result of institutional constraints,my old-age insurance fund management loose,weak supervision,was misappropriated,causing the devaluation of old-age insurance funds,the losses.On this basis,draw on foreign experience,combined with Western economics knowledge,put forward China's administrative departments-Social organizations-insurance were "three in one" mode of monitoring.This article's features mainly manifest in:in summing up,learn from previous theories,based on the combination of market failures,such as economic theory to how innovative work and reform the existing mode of regulation of old-age insurance funds, and continue to improve the executive branch-social organizations-insurance were "three in one" mode of monitoring.This article put forward the countermeasures and suggestions are highly practical,on the Government's pension fund investment operations and regulatory decision making has certain guidance.