| As one of the three underpinning businesses of contemporary commercial banks, intermediary business has drawn extensive attention from the global banking system. Since the nineties the twentieth century, China's domestic banks have been becoming more competitive. The profit brought by the traditional business is getting smaller and smaller. In order to expand the profit, most commercial banks try to make the intermediary business as a new developable way. With the development of Chinese financial market, our domestic commercial banks should attach more importance to the intermediary business to enlarge their profit resources. For various reasons, there are many problems in the domestic intermediary business, such as small scope, fewer varieties, the lack of professional personnel, weak scientific and technological strength, poor incentive mechanism and chaotic market competition order. Intermediary business has very important significance to the commercial banks.This paper analyzes the history, current situation, problems, risk prevention and tendency of intermediary business in the Chinese commercial banks and also summarizes the valuable and successful experiences of foreign banking industry. By so doing, it is hoped to contribute to enriching ideas about the expansion of intermediary business in the Chinese commercial banks and help find adoptable countermeasures.The paper includes six chapters:Chapter one is introduces intermediary business's definition, classification, characteristic feature.Chapter two summarizes the current situation and problems on intermediary business in China and analyzes the contributing factors.Chapter three introduces the developing process and trend of intermediary business in China.Chapter four analyzes the ways to develop intermediary business.Chapter five illustrates the author's view on implementation plan for expanding intermediary business.Chapter six offers an outlook for the intermediary business and makes a summary of this paper. |
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