| With the rapid development and popularization of Internet,Internet financial has been raising rapidly,the development of Internet finance has spread to many financial sectors,such as public financing,payment and financial portal,giving the public a new financial transaction experience,but also on the traditional banking and financial system had a huge impact.Internet financial with efficient and convenient payment meet the practical needs of the public,without cash in the case of cards can still be completed payment transactions,which is the traditional bank payment service to an unprecedented subversion.Internet financial with strong Internet technology and Internet media change in the way of the public consumption and cash flow.Based on this background,the paper targeted to analyze the Internet financial impact on development of the commercial bank intermediary business,combined with the development of the Internet financial situation and development trend analyze the Internet financial impact on management mode of the commercial bank intermediary business,and analyzes the development of the commercial bank intermediary business promote diversified,and put forward the strategies of the commercial bank intermediary business to ascend the innovation ability.Research results indicate that,with the development of the Internet financial portal model,commercial banks need to withdraw from the intermediate business standardization of financial products,and the formation of a wide range of financial derivatives.Bank through its own customer resources and the advantage of the risk control ability and the transition to adapt to changing customer demand as the core,fusion of Internet financial product design idea and management policy,targeted development innovation.Increase the product design ability of the intermediary business of commercial bank is also important means to cope with the financial development of the Internet in the future. |
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