The Study On Intermediary Business Of Our Commercial Bank

On December 2006, China's financial industry will be open up to the whole world, and then our commercial banks will face more intense competition in the international financial markets. Recalling the intermediary business history of the whole world, the proportion of intermediary business goes through ups and downs. In recent years, intermediary business was paid more attention by the commercial banks, and its contribution to the income of banks was also growing.This article is written in this context: first expose the status of intermediary business in foreign commercial banks and China's commercial banks, try to demonstrate all business characteristics, advantages and disadvantages of the intermediary business, and then give some strategies based on the comparative analysis between China and the foreigner.Chapter 1 includes the background, literature review, research framework, as well as the innovation and points for future improvement, giving the research background and the path to the readers.Chapter 2 introduces the core and the extensive meaning of the intermediary business, and then discusses its special significances in the financial zoology circle.On this basis, the third chapter and the fourth chapter cover the status of the foreign intermediary business and intermediary business in China, and were picked up Citigroup and the Industrial and Commercial Bank of China as a representative of the intermediary business abroad and the development of our country to show the characters.Chapter V based on foreign intermediary business among commercial banks, we analyze some disadvantages from the financial system, the sense of service, business scope and variety, income levels and accounted for, and service means, charges, management, marketing and risk-control mechanisms.Based on these analyses, the final paper try to make some suggestions in the hope of the development of China's commercial banks, which is also the original intention of the author.