Northern Ensure The Bank Of Credit And Commerce Special Development Trajectory

The financial affairs of foreign capital in modern China, of which research is significant in the field of modern history. Foreign banks played a main party in the financial affairs of foreign capital, its form was changed from monopoly capital to joint capital. In the short duration of cooperative banks, The Commercial Guarantee Bank Of China, was a very special bank of joint venture. The special purpose of establishment, the tortuous course of development and the changeful quality of bank etc, which made a great impact. Therefore, The Commercial Guarantee Bank Of China is a valuable subject deserving researches. However, so far, we still lack such studies in the academic circles. This thesis attempts to summarize and analyze about this bank with the help of the relevant scattered files, newspapers, and local annals.The thesis could be divided into five parts.Part I mainly introduce the historical background of establishment of The Commercial Guarantee Bank Of China and the situation of its development. The immediate cause of its establishment was the serious crisis of cloth that took place in 1908 in Tianjin. In order to clear up foreign dept, maintain commercial affairs between Chinese and foreign countries in Tianjin port, The Commercial Guarantee Bank Of China came into existence. As far as developmental situation is concerned, mainly introduce its capital, qualityand organizational construction etc.Part II contains the investigation to the various businesses of The Commercial Guarantee Bank Of China, focal point in the currency issue, bank saving and loaning etc.Part III inquire into the social activities of The Commercial Guarantee Bank Of China, chiefly from the point of view of jointing bank guild of Tianjin and Beijing, contribution to the society and guarantee to the same trades.Part IV mainly reflect the tortuous course of The Commercial Guarantee Bank Of China, this bank had gone through the stress and storm for thirty years. Give priority to the crisis of establishment, the turn of development and the challenge of competition.Part V mainly deal with the closed situation and cause of The Commercial Guarantee Bank Of China. Four reasons are listed here: serious burden, unbalanced center, the impact of Japanese financial policy to China and the fugacious fate of Chinese-foreign cooperative banks.Through the above researches, we can not only see the special course of development of The Commercial Guarantee Bank Of China, but also draw some special lessons from it.