"Take Care Of Business"-Study Of Yunnan Mining Bank (1940-1951)

Finance is the lifeblood of the economy.Banks are the main body of finance and an important symbol of social and economic development.Yunnan Mining Bank is one of the “four small banks” in Yunnan and plays a role in the economic development of Yunnan during the war.After the outbreak of the full-scale anti-Japanese war,a large number of financial institutions moved to Kunming,which made the local financial market alive.The local powers in Yunnan,on the one hand,are fighting against the war in this province,and on the other hand,in order to obtain large profits,banks are set up in large numbers.In 1940,the Yunnan Mining Bank was established on the basis of the original mining silver number,and established the business policy of “storing foreign exchange,supporting traders,and abandoning people” in the beginning.It opened a business name and operated local Yunnan specialty products.After gaining some profits,invest in some industries,such as Hengtong Chemical Company,Yunnan Sugar Factory,Xiaguan Tea Factory,Lifeng Chemical Factory,and so on,to support businesses,which reflects the trend of integration of bank capital and commercial capital.In 1951,the Yunnan Mining Bank cleared itself and was taken over by the People's Government.This article takes Yunnan Mining Bank as the research object,systematically reviews its development history,studies its organizational structure,operation and management,and business and employee conditions.Based on this,it summarizes its historical experience and evaluates its historical position.This article is divided into four chapters.The first chapter is a general review of the entire modern commercial bank of China and the modern commercial bank of Yunnan.The second chapter introduces the background of the establishment of the Yunnan Mining Bank,from the social and economic factors,the inward bank of wartime,Kunming.The market prosperity,the struggles of the two consortia,and the fiscal game between the local government and the central government in Yunnan started.The third chapter is the introduction of Yunnan Mining Bank's operations andmanagement(organizational structure,capital composition,business scope,and employees);Chapter IV Summarizes Yunnan Mining Bank's management characteristics,historical position and historical experience.Through the study of the Yunnan Mining Bank,not only can understand its management and management,but also from the side to understand the development trajectory of modern commercial banks in Yunnan,and Yunnan Mining Bank's business development experience can provide the current financial reform and the development of commercial banks.Some lessons.