A Study On The Government 's Responsibility In The Development Of "Providing Housing For The Aged" In China

With an increased aging population in our country, the pension problems gradually become the main challenges of China’s economic and social sustainable development. Due to the impact of the one-child policy, the shrinking family size and the family structure, weaken the function of family endowment security and make the country’s social endowment burden heavier. It can’t meet the increasing pension requirements just relying on family endowment and community endowment. Therefore, it’s the problem that the current national society needs to solve that exploring a new endowment mode and reducing the pressure on pension and improving the old-age security system. In recent years, providing for the aged by house property regarded as a new type of old-age security model has more and more attention. At present, the development of providing for the aged by house property in our country is at the early stage of exploration. On the basis of following the rules of the market, the government plays an important role in the development of providing for the aged by house property.The paper from the point of government responsibility firstly defines the government responsibility in the development of providing for the aged by house property in our country from ideological publicity, policies formulation, market regulation, information consultation and additional risk insurance. Secondly, from the practice of providing for the aged by house property, it can analyze the problems existing in the development of providing for the aged by house property and summarize the government responsibility lack in the development of providing for the aged by house property. Finally, with the successful foreign experience for reference, our government should be responsible for providing for the aged by house property by increasing ideological propaganda, formulating relevant policies and regulations, to strengthen the financial, real estate and market regulatory agency, to establish a special government information and credit rating agencies, to sound the risk diversification and prevention mechanisms, to promote the development of providing for the aged by house property to provide protection.