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Research On The Risk Supervision System Of Pure Internet

Posted on:2017-04-15Degree:MasterType:Thesis
Country:ChinaCandidate:C H HuFull Text:PDF
GTID:2206330485485539Subject:Civil and Commercial Law
Abstract/Summary:PDF Full Text Request
China has already entered the Internet age, financial sector to the Internet also gradually started. Financial under the background of the Internet in the public eye, under the background of the era, the Internet enterprises to actively engaged in pure Internet banking has become the trend of The Times. As natural banking risky, so the network bank regulation there is also a necessity. The network bank in China starts late, the current laws and regulations for the network bank supervision in the imperfect. This article attempts through the analysis of the European and American countries and Asian countries and regions of the advanced legislation experience, to pure network bank supervision system in China put forward a constructive idea. For pure Internet banking in China during the period of much starker choices-and graver consequences-in more important role in the economic structure transformation.In the first chapter, through to the pure concept and characteristics of the network bank is analyzed, and compared with traditional joint-stock Banks, manifests the pure to the particularity of the network bank in terms of risk.The second chapter, combining the analysis of the section in the previous chapter, explained the network bank regulation economics and jurisprudence basis. Due to various theoretical basis, so the network bank supervision is imperative.The third chapter the attention to the United States, the European Union, the Basel committee, Singapore, India, Chinese Hong Kong,Chinese Taiwan advanced experience to make a comparative analysis. Other countries and regions are obtained in the network bank risk control in order to protect the interests of consumers, promote the development of the network bank. This conclusion is helpful to our country network bank supervision.The fourth chapter mainly analyzes the problems and defects existing in current Internet banking legislation, combined with the advanced experience of the above, the author puts forward some institutional components. Including perfect regulation system, to make the transition to mixed regulation, strengthen international cooperation, we will improve the mechanism of information disclosure, and standardize the customer protection.
Keywords/Search Tags:internet-only bank, supervise, Basel Agreement, risk
PDF Full Text Request
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