"commercialization Reform Of The Management System Of China's Agricultural Bank Study

The commercializing reform of agricultural banks essentially means reforming aariaultural banks and recreating their images according to the criterion of the modernized commercial banks and continously lessening the difference in such aspects as property right model, regulatory regime and managerial mechanism between the current agricultural banks and the modern commercial banks. This paper will discuss the following four issues around the commercializing reform of agricultural banks.1.The basic system of modern commercial banks. It is the prerequisite banks to understand the nature and basic system of modem commercial banks. It also gives us direction for commercializing reform of agricultural banks. The first chapter will be devoted to discussion of the emergence and development of modern commercial bank as well as its nature and basic system. The basic system of modern commercial bank is epitomized as the following: distinct property right, limited responsibility, clear-cut right-responsibility, the restricted right, assimilated objective, shared profit scientific management and standard operation.2.The course of commercializing reform of our banking. The commercializing reform of agricultural banks is one of the series of commercializing reforms of the whole banking including the state-owned banks. The second chapter will give a theoretical analysis of the reasons why our banking needs commercializing reform. The course and achievements of banking reform are under discussion as well.3.The problems and difficulties in the course of commercializing reform of agricultural banks. The third chapter will be devoted to discussion of the restraints of external conditions, the system defects of agricultural banks and the problems of internal managerial mechanism. Emphasis will be given to the current system defects of agricultural banks. Therefore, this chapter has a profound analysis of the following issues such as capital organization system, legal person administration structure, institutional framework and internal managent system.4.The countermeasures taken for commercializing reform of agricultural banks. The fourth chapter will focus on the establishment of modem commercial bank system in agricultural banks and the transition of managerial mechanism, which is the heart of the matter for commercializing reform. Possible proposals and countermeasures are made concerning the tackling the tackling of the problems encountering agricultural banks. Some of the proposals and countermeasures are: establishing the property right system of agricultural banks according to the incorporated -business principle, serenthening the first-class legal person system, adjusting the institutional framework, improving the institutional mechanism, perfecting the excitation and restraint mechanism, adjusting the management tactics and recreating the images of agricultural banks.