| The purpose of the thesisInnovation is the key to survival and development of commercial banks. Domestic commercial banks have paid enough attention to business innovation, and have made noticeable achievements in this aspect. For example, China Merchant Bank and China Minsheng Bank are the models of banking innovation in China. However, managerial innovation practice approach applied to management is less advanced than that applied to business innovative. As for the theoretical basis on innovation, systematic study specific to the innovation of management mould of commercial bank is also very scarce compared with the study on business innovation study. However, at present, the change of global financial and economical environment has enhanced the significance of the innovation of banking managerial mould in the following aspects:Firstly, with China's entering WTO and the flush of stock holding commercial banks, the domestic banks of China have being pushed into a hated competition in banking industry. With the development of the transitional period of China's entering WTO, the banking industry of China is going to stride forward a new open stage. Compared with domestic commercial banks, foreign banks are more efficient in management system, and more flexible in operating mechanism, with a completed service system and information network. All these have become great threats to domestic commercial banks. But, a more server threat at present lies in the defects of the existing management system, that is, the inefficiency to respond effectively and quickly to the changes of environment and the incompetence of adapting themselves to the market in time. In this situation, innovation of managerial mould is constructive for motivating employees and organizing internal resources with hope to maintain the core competitiveness of sustainability of innovation. Therefore, innovation managerial mould in commercial banks is essential in this case.Secondly, technological progress prompt banks to have to change strait and slow managerial model, at the same time, it also provides condition of managerial mould innovation. Since the 70s of 20th century, the new technological revolution represented by the development of computer and internet has been advancing rapidly. While the great wealth created by this revolution is witnessed by the world, people also find that all these things are changing their lives and the living environment of financial industry in various dimensions, and help provide lower cost for the development of banks as well as technological opportunities for self-improvement of banks. As the key to survival and development of modern commercial banking system, the managerial system of banks must be adjusted to the environmental changes to struggle for its survival and development in the heated competition of market and to promote efficiency.Therefore, in light of the theoretical basis and experiences of theorists with high prestige, this thesis intends to discuss the managerial mould of commercial banks by the combinative and systematic analysis of the efficiency of commercial banks and their managerial moulds. The topic discussed in this thesis is definitely constructive for the promotion of the efficiency of the operational managerial management and the competitiveness of domestic commercial banks. Furthermore, the research method in terms of Data Envelopment Analysis, DEA is to a deep degree valuable for the theoretical study of problems of this type.The outline and main contentWith the combination of both theoretical guidance and experience in practice, this thesis endeavors to study the problems on innovation of managerial mould of China's commercial banking industry. The research of any problem in academic domain begins with the clarification of the basic definitions. For this reason, this thesis firstly discusses the definitions related to the managerial mould of banks and the innovation of managerial mould of banks. Secondly, this thesis analyzes the necessity of the causes for in... |
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