The Development Orientation Of The Enterprise Group Finance Companies And Risk Management

During the developing process of finance company, finance company plays an important role for the developing of enterprises and financial reform. But during economic and financial system towards market-oriented economy and along with the development and expansion of state enterprises, the defects and deficiencies of finance company抯 developing model are revealing gradually, and the latent risks and problems are more conspicuous. The developing direction and risk management of finance company are the most important task confront the managers. Beginning with the analysis of the developing process, the article makes a deep analysis on the major problems and risks and its causes of finance company. On one side, it studies the developing direction of finance company; on the other side, it establishes the basic thought of risk management and a relative intact risk management system for finance company. There are four chapters in this article. The basic content is listed below. Chapter 1. To makes a pinpoint commentary in developing process of finance company, to expound the characteristics of the development models of finance company in different countries by comparing horizontally. Chapter 2. To analyze the main risk types and the causes of risk formation. Chapter 3. To make an exploratory prospect for finance company after analysis of rigorous situation. Chapter 4. The construction of mechanism about the risk management in finance company is analyzed and designed in the respect of the process of risk management. Making use of the risk management model of commercial bank, the risk management system in finance company embodies to establish the effective risk discernment and measurement system, to improve risk circumvention and control system, to establish the risk loss remedy and disposal system.