Study Of The Unemployment Insurance System

Research on Unemployment Insurance System analyzes systematically the unemployment security system in theories and practices. It deal with the aspects of the unemployment insurance system in history, framework, substance, characteristics, operation, finance resources and management, and study especially on the traits and problem of the Chinese unemployment insurance system.Research on Unemployment Insurance System is divided into four parts: Chapter one introduces and illustrates the concepts and theories of unemployment and the history of unemployment insurance. Unemployment is an important problem that seriously effects the operation of the whole social economic system. Since the 1929-1933 Depression, people have realized, step by step, that a man in most time is not responsible to his being unemployed. It is not a personal affair, instead, is a social problem that government should deal with. There are five kinds of unemployment: frictional unemployment, cyclical unemployment, technological unemployment, structural unemployment, and seasonal unemployment.After the "poor law" was popular in the European country, people, who belong to one trade union, begun to form some union as "Friendly society", to gather their money together at days, and to help with the gathered "fund" to help the misfortunate one who lost his/her job. Therefore, the technology of unemployment insurance is developing from on the "union" method, to handle the itching problem of unemployment. Chapter two examines the frame and function of the unemployment insurance system. The composition of unemployment insurance system is very important to the social security system. It can provide all the necessary substance a man need when he/she has no chance to have a satisfying job. Countries have their own unemployment insurance system with their own traits, different from each other on the aspects of finance supporting, finance management, terms of insurance payment, period of insurance payment, running of the system, and the government's role.The unemployment insurance system can maintain the labor supply, offer the necessary requisitions for workers' activities, provide the conditions to level up a labor's capability, enhance the efficiency of whole economic system, and help to keep a steady social economic environment.Chapter three focuses on the theory of the unemployment insurance payment. It defines concepts related to the unemployment insurance payment, and analyzes theoretically the sources of finance supporting insurance payment and the modes of using the money. The payment threshold and period are discussed, too. The benefit maximum can help to avoid morale hazard, and the minimum benefit amount (the guaranteeing minimum standard of living for urban residents) is no doubt the lowest and final protection line to sustain a man's living.Two models, job-search model and labor-leisure theory, are examined carefully about their hypothesis, substance and conclusions. The benefit level, which consists of amount and duration of benefit, has heavy affection to the employment rate: a extended benefit would lead to a declination of being unemployed and making live only on the unemployment payment, without looking for a good job.Chapter four synthesizes the functions and problems of Chinese unemployment security system. And other countries' unemployment insurance system may provide wider scope for choosing our own system with the Chinese characteristics. Social security system, as does other social and economical institutions, are influenced and framed by political, economical and cultural traditions in which it lives. There are two countries can give us great knowledge. Sweden is a typical model with an economy of high welfare, whose characteristics represent the general framework and nature of all other security system in the countries with an economy of high welfare. And Russia is in the same period of economy transformation, as china now experience. These two offer us many useful information and pr...