| Compared to physical capital, human capital means the kind of capital displaying at worker's capital on the body, which is also solidified by costs to carrying on common education, the professional training and going-on education to worker, and values of that worker abandon revenue when receiving education .Its manifestation is the amount that implies quantities in oneself, of the different manufacture information, labor skill and good quality.Risk on the investment is the uncertainty of profit after carrying on the capital investment. Therefore, risk on the investment in human capital means the uncertainty of gaining profit. However, people seldom talk about risk on investment in human capital. As a matter of fact, investments must possess risks. As a kind long-term investment, the longer investment takes in human capital gaining profit, the greater its risk can probably get greater.It incurs risk on the investment in human capital that education system and the regular of supply and demand in the essential factors of production marketplace. On the marketplace, the essential factors of production can possess the capital property on condition that the demand of them is more than the supply, moreover, it can't be replaced. Hence, when defining concepts of human capital, we cannot merely lay special emphasis on whether to invest and how much to do .In addition, we should also play more stress on investment validity.As a developing country, China is in the economic-increasing period. With acceding to WTO, in the course of transforming economic growth means and realizing modernization. It will be the great task that we are confronted with how to correctly understand and resolve the problem. Based on this, the author combines reality of China,revolving round investment risk, through macroscopic (Government ),Middleview (Enterprise )and microcosmic (Individual ). According to the process of human capital investment, the author tries to study and analyze this problem, thereby finds out the relevant methods to lessen risk on investment.The thesis is divided into four sections :Chapter one is the theory based on this thesis. Review the research history of human capital theory, also put forward two great problems that nowadays human capital theory yet awaits to resolve, including measure of human capital and relationships between human capital and correlation economic categories.Chapter Two: Explain human capital's definition and characteristics, discriminate it with other related definitions, such as human resource and physical capital. Introduce in detail contents and means of investment in human capital, and lock main part of investment as the original research object target. In the end of section, the author establishes the viewpoint and the foundation.Chapter Three: Based on the analysis to reality of investment in our country, it presents four great distinguishing features and draws a conclusion that the present situation can be worried. In addition, it makes a deep dissection to investment risk behind the present situation hidden. Chapter Four: By means of comparative analysis, it concludes that not only every main part is not separated completely, but also they are beneficial entirety to share joys and sorrows. As the important point of this thesis, it lies in the fact that some innovations are located here.The innovations in the thesis are mostly presented as follows:1.Through macroscopic, middle view and microcosmic angle, dissect the investment behavior in human capital. Following the regular procedure of investment behavior, taking three main parts of investment as the target, circling causes that the investment risk incurs, it explores the possible ways to reduce risk.2. Having a foothold somewhere to the actual condition of China, the viewpoint of system innovation meets the need to the reform of system.3.As far as the research means are concerned, it is under Marx materialism direction. Put distinct main part into same frame of lessening risk... |
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