The Development Of Financial Holding Companies In China

When we have just stepped into 21st century, many countries (for example, the U.S.A, Japan)have chosen or are choosing new mixture model as the first model of financial industry's development. Now mixture model has been the big trend of the development of financial companies in the world.As enter the WTO, China 's financial industry will join in the global financial industry. Therefore,it's a practical project that studying on how to choose the financial model in new situation. The development of financial holding company is an unavoidable critical stage in China's financial deepening. This paper analyzes some major issues on financial holding company,the necessity for the establishment of financial holding companies, the structure, risks and regulation,indicate that it is the realistic choice for China to develop FHC(Financial Holding Company) . This paper includes three sections.Part one points out that new mixture model is the general trend of global financial industry. This trend is determined by competition and development. As a developing country, China must follow the trend— strength mixture finance model .Part two focuses on analyzing the advantages and the risks of FHC , studies the existing FHC models in China, suggests the best way to develop FHC. Part three should be the most important in this paper, It studies on the regulation of FHC, give my own opinion on developing and supervising FHC.In general, the change from the separate model to the mixture model should follow in order and advance step by step. For this stage, FHC(financial holding company)is the optimal choice...