China's Lack Of Credit Control Study

"Credit lack" is the great puzzle in the operation of our country's practical economy. With the establishing of socialism market economy of our country, government, enterprise and individual constitute the main bodies of market. However, because of interest maximal tendency of different market bodies and short recognition to the meaning of credit economy, in our country plenty of anti-credit phenomena, comprising breaking promise or disobeying faith, result in the economic development, which seriously impair the economic development of our country. Therefore, to systematically analyze and search into the credit lack is not only practical need but also an unavoidably important subject in the economics investigation. The article searches into the effect of credit to our national economy, discusses the united relation of the development of market economy and the support of credit to market economy, and puts forward the effective methods and ways of establishing credit system under the guidance of Marxism. First, the article introduces the theory of credit and credit function. Second, the article analyzes the present situation of our country's credit lack and the impairment and causes of credit lack to our national economy. Finally, according to the present credit status, the article adopts the methods of applying theory to practice, learns from the successful experience of the developed countries, accordingly puts forward the effective countermeasures to construct theoretical system of credit and accelerates the steady development of our national economy.