Research On The Coordinated Development Of Property Insurance Market In Beijing - Tianjin - Hebei Region

Beijing-Tianjin-Hebei region bears the heavy burden of promoting the national economy growth, which strategic position is very significant. Promoting the coordinated development of Beijing-Tianjin-Hebei region has become a major national strategy. In the process of integrative development of Jing-Jin-Ji, there inevitably involves the transferring of industrial upgrading, transportation integration, ecological environment protection and the public service sharing. To solve these problems, insurance especially property insurance will play an important role in promoting economic growth and maintaining social stability. Under the background of the coordinated development of Jing-Jin-Ji, Beijing-Tianjin-Hebei region’s property insurance markets how to break the limit, learn from each other, achieve the coordinated development and build the regional insurance under the different development features, practical conditions and function orientation to promote the integrative development of Beijing-Tianjin-Hebei region will become the keystone of the research in this paper.At first, use the research method of quantitative analysis to analyze the presentdevelopmentsituation of Beijing-Tianjin-Hebei region’s property insurance markets from the angles of national and regional scope. According to the indexes of premium income, insurancedensity and insurancedepth, analyze the national status of Beijing-Tianjin-Hebei region’s property insurance market. According to the development level, business scale and structure, the number of insurance companies of Beijing-Tianjin-Hebei region’s property insurance markets, analyze the future development trends, the development commonness and individuality and the respective development advantages, etc.Secondly, use the research method of qualitative analysis to analyze the realities of Beijing-Tianjin-Hebei region and their influence on the development of Beijing-Tianjin-Hebei region’s property insurance markets from two aspects of economic environment and social environment. Analyzethe similarities and respective emphasis of future development of Beijing-Tianjin-Hebei region’s property insurance markets from the whole function and the respective function. Then through the analysis of the patterns of our country regional insurance coordinated development, choose the suitablemode for the coordinated development of Beijing-Tianjin-Hebei region’s property insurance markets.Finally, combining with thedevelopmentcommonness and individuality, the respective advantages, the realistic condition differences, the latest function orientation and the coordinated development modes of regional insurance, give the new ideas of the future coordinated development of Beijing-Tianjin-Hebei region’s property insurance market. Coordinate the overall development of Beijing-Tianjin-Hebei region’s property insurance market, at the same time, conduct the different, characteristic developmentin terms of business structure and insurance selectionrelying on the respectiveadvantages and different economic and social environment of Beijing-Tianjin-Hebei region, so as to realize the coordinated development to a higher level.In the process of the development, put forward new requirements to the government and insurance companies, which will ensure the coordinated development of Beijing-Tianjin-Hebei region’s property insurance market to be stable, efficient and orderly.