Research On The Influence Of Finance On The Inclusion Degree Of Small And Medium - Sized Enterprises

Financing Problems of SMEs is still serious, it is still urgent financial sup port. Financial inclusion in the financial sector advocated fair, harmony, sharing, coordination, and the weak and poor concept for solving all kinds of problem s in the financial health and sustainable development generated, particularly for small and medium enterprises to solve the problem of financing, there is prov ided a new ideas and learn from. Papers from the financial inclusion of this p erspective in order to understand the current level of financial support to SME s, the Shenzhen-based panel data and find the financial impact of the main fac tors for SMEs degree of inclusiveness, and then out to explore a solution of S MEs the problem of financing the scheme.Firstly, from the perspective of financial inclusion, based in Shenzhen City of panel data, many scholars from home and abroad on the basis of the stud y, according to the actual situation of China’s economic and financial developm ent, on the basis of the theory of financial inclusion support to explore our m ain factors influence the degree of financial inclusion level of SMEs. Papers fr om the financial needs of the body(SMEs), financial supply body(financial in stitutions) and macro environment in three dimensions to create a financial mo del for regional dynamic panel SMEs degree inclusive factor, using fixed effect s panel regression methods to estimate, find out important factors influence the degree of financial inclusion of SMEs, so as to lay the foundation for the pr oposed recommendations to enhance the operability of the extent of financial i nclusion SMEs.Secondly, the paper puts forward policy recommendations to improve the degree of financial inclusion for SMEs, to promote the sustained and healthy d evelopment of SMEs in the real economy has important practical significance. Improve the degree of financial inclusion SMEs can effectively alleviate the fin ancing difficulties of SMEs, but SMEs to enhance the degree of financial inclu sion is a long, gradual process that requires financial needs of the body(SME s), the main supply of financial supply( financial institutions), the tripartite m onitoring body(government) interconnected common output.Financial paper inclusive development as the starting point to explore a range of financial issues SMEs inclusive, to build a complete financial inclusion theoretical and empirical framework to make the necessary complement, which not only promotes the formation of the theory of financial inclusion, but also f or small and medium Enrichment and development of the theory of corporate f inance, has important theoretical significance.