| China is a large agricultural nation, the problems of agriculture, countryside and farmers have been a long global and strategic problem, which have an relationship to the whole process of the socialist. Our country's policy to the tilt of the city to city facilities have been basic perfected for a long time,and has set up a file in the city and established a perfect social security system.but in the rural areas of our country, the medical security system is not perfect, farmers become financially-difficult or poverty due to illness,this situation occurs frequently, this is not adapt to the concept of the construction of harmonious society of socialism. In order to meet the rural areas' masses needs of medical service support, improve the health level of the peasants, since2002,our country has proposed the rules of "establish a serious illness is given priority to with the whole of the new rural cooperative medical system",and formulated relevant rules. After repeatedly of practice, exploration and research, in the year of2003, our country has take the individual pay cost, the collective support and the government funding of combining the cooperative medical system pilot rules,since2003, with the leadership of the all levels government and the jointly efforts relevant departments, the vast rural residents participate in this actively, the new NongGeGong has made a remarkable achievement. Rural areas has set up a new comprehensive farming and system, the institutional framework and operation mechanism have been basic established, the burden of the rural residents medical has been lessen and health services 'utilization has been improved,which become financially-difficult or poverty due to illness, the situation has been eased. Which above has already been fully cover rural areas since2008, in2010, the new farming and ginseng adds up to835million farmers, the mount of ginseng rate add up to95%. But compared with the higher rate of ginseng,in this point of view.the new rural cooperative medical insurance have many deficiencies. In view of this, the author has read a lot about our country at home and abroad the new rural cooperative medical insurance of literature which related basis, through the new rural cooperative medical insurance systems analysis, and based on the investigation, the author uses of empirical analysis, and find an objective evaluation of the new rural cooperative medical insurance to the existing problems, and puts forward of the countermeasure of targeted for our country, and to the new rural cooperative medical insurances' reform and put forward some development suggestions.This paper mainly adopts the way of questionnaire, interviewing methods to DingChengOu chang DE city's fight ascends, clip, concession, TaoYuanXian bridge town and three towns and rural residents householder family members 'face to face interview and fills in the questionnaire, affecting rural cooperative medical insurance of the specific factors, and the influence factors of the logistics analysis, and the conclusion:the higher of the medical service, to construct the new rural cooperative medical treatment to ensure that farmers is the better medical care; The system arrangement, covers fund management, compensation scheme, and the operation monitoring these work in the place, to construct the new rural cooperative medical treatment ensure that farmers medical welfare then more effective; Farmers in the body health, to construct the new rural cooperative medical treatment ensure that farmers medical welfare then more effective; Submit an expense account ginseng adds up to the medical treatment charge of farmers the smoothly, and construct the new rural cooperative medical treatment ensure that farmers medical welfare then more effective. And for this empirical conclusions, from the establishment of new farming pointed and regional multi-level system, implement the new rural cooperative medical insurance, create new farming the legalization of the insurance fund raise the close sustainable mechanism, establishing the new farming and the fairness of the mechanism, avoid insurance moral risk and adverse selection and so on put forward the several aspects of the specific countermeasures. |