Rural Society Endowment Insurance System Research

The development of rural social endowment insurance is to build a harmonious society; the construction of socialist new countryside is an important part. China is in from family pension to social endowment, during the transition to establish and perfect the endowment insurance system has reached a consensus. This among them, rural society endowment insurance is more serious:mainly endowment insurance mechanism imperfect, endowment insurance system fragmentation serious, farmers are lack of effective and reliable old-age security approaches, etc. These problems all must depend on the founding a new type of rural social endowment insurance system to solve them.This paper focus on rural society endowment insurance system model to choose this thread. Our old countryside society old-age insurance system was established in the early 1990s, In 1992, the ministry of civil affairs formulate issued the county rural society endowment insurance is the basic scheme of (for trial implementation), explicitly stipulated in the system of rural society endowment insurance as a national basic life safeguard farmers'old age of system, make our country's rural social endowment insurance system establishment and promotion with the policy basis. Along with economic society development, the old system of rural society endowment insurance gradually difficult to adapt to the development of The Times, its internal defects and shortcomings have gradually exposed. From the beginning of 2002 to rural society endowment insurance work into the system of rural society endowment insurance new pilot stage of exploration, although the system design and implementation process has many problems, but the discovery process is very useful for a new type of rural social endowment insurance system established accumulated very valuable experiences and lessons.2009 early September, the central issued "the state council about for a new rural society endowment insurance is a pilot of instruction opinion", for the new type of rural social endowment insurance pilot work established standard basis. On the analysis of domestic foreign rural social security situation, problems and summarizes the domestic practice experience, on the basis of fully absorb foreign rural society endowment insurance system construction successes, combining the present Chinese practical, pay attention to Chinese practice and innovation and discuss perfect our country present stage a new type of rural social endowment insurance system of countermeasures.