The Research On The New Rural Construction Land Financing Problems From The Perspective Of Farmers' Concentration Living

Since December 31, 2005 CPC central committee of the state council on promoting the construction of new socialist countryside, several Suggestions around the country since then raging had various forms of new rural construction。However, the construction of new countryside, most after only improved new rural some infrastructure and implementation the house bright project, put left many problems, such as rural capital shortage, financing difficulties, rural economic development mode but not change; Rural labor outflow, land PaoHuang idle, rural production elements unreasonable allocation; Natural villages small,scattered and disorder phenomenon for change, not only a developed economic regions of rural is executed with concentration living。And according to developed countries, concentration living family reach $3,000 per capita income above, just for implementing the concentration living。Therefore, undeveloped areas are generally considered not suitable for promoting farmer concentration living building in the new socialist rural areas。Based on the undeveloped areas - jiangxi wuning county cross road township of new rural construction of a trial practice。Through the investigation, this paper analyzes wuning county practice the new rural construction road township present situation and problems of rural finance, it is concluded that the new rural construction is not ideal because of the lack of rural construction plans, the contradiction between supply and demand of rural financing, financing the mortgaged property loss, and rural farmers with land for construction purposes house-site captured。with the analysis developed economic regions of the classic case, new rural construction successful experience that horizontal road township construction of new countryside economic development lag reason lies in the new rural construction of rural land after remain unfulfilled scale management, rural endogenous financing rural production factors driving force deficiency and irrational allocation。The research results indicate that the new rural construction lack of rural economic growth momentum basic reason is that the agricultural land and construction land use bound, impedes rural land scale, the rural financial credit theory weak, land financing legal environment and technology environment is not perfect, causing the contradiction between supply and demand of rural land financing。 Therefore, based on the perspective of farmers' concentration living in new rural construction as an opportunity, and actively promote planning and realizing farmers' concentration living, revitalize rural land scale rural land, and bold design a legally permitted, technically feasible, economically rational, functional science "in an organic whole" four land financing solutions that meet the new rural living function with concentrated way concentration living community, technical feasible concentration living land reform mode and the land reserve way, agricultural land and the land circulation house-site separation of the financing way in the integration of new rural construction land financing options。...