The Analysis Of The Commercial Bank's Property Rights Structure Based On GHM Model And Its Development

The governance of Commercial Bank made a focus of global attention by the "Strengthening the corporate governance of banking institutions" which was issued by the Basel Committee in September of 1999. Effective corporate governance could obtain and maintain the public trust and confidence in the banking system, it is also the key to make the bank even the whole economic system run steady. Effective corporate governance structure consists of three parts: the clear property rights structure, reasonable organizational Structure and effective incentive and restraint mechanisms. The three parts are interrelated and indispensable. The clear property rights structure is the basis of a rational organizational structure and incentives .It is the core of modern corporate governance structure.With our banks open to the world,banks particular commercial banks intersify its pressure.The study of the bank property rights structure is an urgrnt matter.The Shareholder Primacy Theory proposed by many property rights researcher is hardly convincing. The mode of Stakeholders share property is difficult to obtain a correct understanding. So in my paper, i will combine the extension of GHM model by economists to analyze the configuration structure of property within the bank, try to gain new understanding:credit,research,marketing knowledge owner master the important control of presidual rights.