Risk Analysis And Management Measures Research For Credit Guarantee Project

With the development of Credit Guarantee Industry, the number and the scale of the Guarantee agencies has began to expand, and its business has been in more treads. Guarantee institutions began to play an increasingly important role in economic growth. In such a background, Security operational requirements of the Credit Guarantee Company has become more urgent, Guarantee the safety of the strong business sector demands have become more urgent, management of the risk has increased more attention. And the companies attached importance to its risk management. The project risk is always one of the most important risks, as the security sector benefits and risk is not equal. So, more than guarantee the efficiency of the company, the risk management of it relation to the survival and development of the Credit Guarantee Company. People began to explore more deeply in the project risk management theory, including identifying comments, management research. People began to explore the diversity of the project risk management measures in practical operations.This article according to these views, divided the risk management into four stages of research:risk analysis, risk evaluation, management practices and research, guarantee project analysis. Firstly, analysis the risk of projects in detail, as the causes, the sources, classifying. Secondly, evaluate the risk of guarantee project. Article the risk assessment of indicators and financial indicators is not the kind of indicators. Financial such indicators mainly reflects the strength of the business capital, such as the operating capacity and the conditions. The financial type of indicators included the development enterprise power, status and prospects and so on. After the analysis, it will help us accurate positioning of the project risks, and for the formulation of related risk prevention measures. Thirdly the proposed control measures of the risk management, including the establishment of the system and management. Finally, according to research on cases study, explore its deficiencies.