The growing of bank industry in china is very difficult.1949, government of china establish People's Bank of China which are both centre bank and commercial bank. Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China Limited and China Construction Bank are established one by one, called top four bank of china.2010, Agricultural Bank of China have been list both shanghai market and HK market, this means the innovation of the bank industry in china have been finished. But whether the aims of the innovation have been achieved or not we can't concern. The efficiency of bank on list in china is the core subject we should analyze in this paper. |