Discuss Our Country's Environmental Liability Insurance System

The environmental pollution liability insurance is one of liability insurance. The environmental pollution liability insurance system having entered its mature stage in the US-led industri-alized countries, which plays a distinct role in aspects such as spreading pollutant-discharging enterprises'environmental risk,reducing the environmental pressures of government and protecting environmental interests of third party.The environmental pollution liability insurance system abroad has had a long-foot development, but it is something new in our country. Pilot works for our country's environmental pollution liability insurance system was carried out in the early last 1990s. On December 4th.2007, after the Ministry of Environmental Protection and China Insurance Regulatory had announced"the direction Suggestion about environmental pollution liability insurance works", environment liability insurance system has stride into practice stage from theory study and be extended gradually through experimental unit.At present our country is passing through a period of social transition, the question of environmental vulnerable groups is one of the biggest social problems at the moment. We should solve this problem. So, it is urgent to improve our country's environmental liability insurance system.By introduced German,American and French environmental pollution liability insurance system in insurance premium,insurance carrier,insurance pattern and so on, we had some revelations which are beneficial for consummating our country's environment liability insurance system after practice analysis; and then investigated present situation of our country's environment liability insurance system, analyze the problem and it's reason, given a series of proposal in aspect juridique and in institution level at last.