Internet Payment Study Based On The B2C Mode Of Electronic Commerce

The rapid development of the information technology creates the innovative power for the reform of society and economy. Electronic commerce, a new trading method, has been popularized very fast in the world. It changes the traditional business method virtually, predigests in creases the trading opportunities obviously, reduces the cost of trade, the trading process as well as promoting the profit of trade. It has showed the enormous benefit of economy and society. However, as more and more are Internet invasion accidents, more and more attentions are paid on the Internet security. Internet Payment System is the center in Electronic Commerce, and its security and convenience is direct relative to development of Electronic Commerce in the feature. Therefore, Secure Internet payment is the key problem of application of Electronic Commerce.Main security technology and two common protocols of Internet payment: SSL and SET which related to Internet payment are deeply analyzed in the paper at first. And then on the basis of analyzing to the typical transaction process of Internet payment in B2C, especially pays attention to combining the current situation of the development of Internet of our country, this paper presents a debit card solution of Internet payment which is suitable for the development of Internet of our country under the B2C mode. According to the characteristics of security Electronic Commerce protocol this mode meets security, atomicity, anonymity and non-repudiation and so on. In implementation of the model, has made use of object-oriented modelling tool UML to support the analysis, design and the realization of the model; Simultaneously puts forward a kind of new using models on the basis of the electronic cash with anonymous in condition. Making, issuing, as well as the payment process of this electronic cash model has been described, so as to enrich the method when the netizens of our country carry on the Internet payment. Meanwhere meet the payment demands of different netizen's different aspects, filling in the deficiency in application of electronic cash of our country.