FinancialholdingcompanyregulatorylegalissuesinChina

Since the nineteen eighties, financial globalization tide arisen, the financial competition in the field of international trends, mixed operation has become a global financial industry development trend. But in our country, the financial holding company is the current operation legal system practice on innovation, is the financial industry in the transition from separated operation to mixed effective institutional transition. Therefore, the financial holding company to undertake the risk supervision, and puts forward effective measures to promote its healthy development, it is a pressing matter of the moment. At the same time, but also to our current regulatory system posed grim challenge. This article is in this background, analysis of China’s financial holding company development present situation, unifies the western developed countries and regions on the supervisory system of financial holding company’s valuable experience, explore the development of financial holding companies in China:Problems and measures. This paper is divided into six parts.The first part is introduction. Points out the background and significance of topics, as well as domestic and foreign to this topic research present situation. As well as the author of the writing thinking.The second part is the first chapter, the financial holding company overview. First financial holding company concept definition and analysis of financial holding company, summed up this company to organize a form of special legal characteristics. Secondly, the financial holding company types, and analyzes the advantages and disadvantages of each kind of type.The third part is the second chapter, namely foreign financial holding company supervision. From the mode of regulation, regulatory elements, regulatory principles, legislative supervision and other aspects of the main developed countries and regions financial holding company supervision practice undertook combing and comparison, summary on China’s supervision of financial holding company. The fourth part is the third chapter, namely our country finance holding company development and supervision. Through to our country present stage of financial holding company development produces, and the inherent risks and regulatory problems that exist in the analysis, find out the supervision of Chinese financial holding company status of defects in. From the regulatory mode, content of regulation, regulatory legislation of foreign financial holding company supervision experience, and to perfect the supervision of financial holding company in China system.The fifth part is the fourth chapter, that is to improve the supervision of Chinese financial holding company system conception. In the domestic and international supervision system were compared to the premise, from the external supervision and internal supervision system in two areas to improve our financial holding company’s risk supervision system, the external supervision, establish and improve relatedlawsandregulations of financial holding company supervision necessity, in the internal supervision, and proposed the construction of financial holding company" firewall system". The external supervision and internal supervision combined, play better the supervision effect.The sixth part is the conclusion. Summary of China’s current financial holding company supervision present situation, pointed out that the perfection of supervisory system of financial holding company direction.