Endowment Model Of Urban Residents In China

Chinese family planning policy has make achievements as well as some social problems took place:such as the development of the population aging. Compared to others aging country, Chinese aging population has two prominent characteristics:First, the speed of population aging and the absolute number of the elderly population are growing faster; second, the aging population arises ahead of the level of economic development. With the aging of Chinese urban population being intensifying daily, the aged-provided problem attract much more public attention, the traditional mode of provide for the aged may be adversely affected.Through comparative analysis of a variety of old-age model is easy to see:family pension reflect the economic and life intergenerational reciprocity and mutual assistance, spiritual comfort to meet the needs of the elderly, but because of the economic development of mind, the population turnover is high, and many other factors, family pension mode encountered unprecedented challenges; types of pension institutions to some extent, achieved the optimal allocation of resources, the rich endowment in the form and improve the quality of life of older persons play an important role. However, the absence of welfare-type pension institutions, public pension facilities, shortage of resources, some institutions facilities and services are low, and commercial operation of the pension agency higher fees, which have led to recognition of the public pension for the low level of organization, but also doomed to the body only as a supplementary old-age pension mode; home (community) Pension its starting point was to address the reality of weakening family pension problem, but also to make up for slow development of institutional pension status, a low-cost, high-yield features help reduce pension costs. Home care needs of the development function of the relative range of community and supporting policies, which are the current problems to be solved.Since our country ushered the aging population under the situation of undeveloped economy, there are many problems for social age pension: imperfect old-age security system, low level of pension insurance, inadequate investment in public finances, and the contradiction between the diversified needs of the elderly and social supply, community features and location to be improved and so on. Facing the challenges and difficulties of the "urban pension", the new public management theory should be applied and a sound, mutli-level, wide coverage and sustainable social old-age support system should be established. Based on the emphasis on the traditional family pension, the content-rich pension should be developed and the diverse social needs of the old-age support should be supplemented. Government, as the authoritative main body of the public policy and service, it should improve the medical security system, establish public welfare facilities, plan the standards. All of them require the dominant action of the Government. At the same time, during the process of comprehensive pension system establishment and diversification development of old-age support mode, we can not rely solely on government to solve all problems, but also to actively play the role of market regulation, to encourage broad participation of all sectors of society.