Studies Of Laws In Agricultural Insurance Contract Perform

Agricultural insurance contract is not only the main content of the legal effect,but also the whole agricultural insurance contract at the core. The key link ofagricultural insurance contract mainly reflects in agricultural risk to determine theextent of the loss and payment of damages, etc. But to determine the extent of the lossof agricultural risk is much more complexed than other property insurance, especiallyhow to effectively prevent and control the moral hazard and adverse selectionhappening,improve agricultural insurance information symmetry and transparency andreduce agricultural insurance transaction cost become difficult and important points.At the same time, because agricultural insurance is a kind of policy-related insurance,its fulfill principle, obligations, procedures have different characteristics from thegeneral insurance contract performance, the government in agricultural insurancecontract process function mechanism is also very special.In agricultural insurance contract fulfillment processes involved in the subjectincludes not only the policy-holder, insurant and underwriter, it should also includegovernment department at all levels, leading enterprises and intermediaryorganizations, etc; To protect the vulnerable groups that policy-holder, insurant rightsas a starting point, in do appropriate, cooperation, reasonable economy when, shouldfocus on all aspects of from contract for policy-holder and insurant shoes; Topolicy-holder and insurant pay the premium for payment obligations, and belongs tothe insured shall inform truthfully, maintain normal growth status, important mattersof the announcement belong to accompanying obligation; Paying insurance premiumto the underwriter is a basic payment obligation; All parties to perform various duty,should be diversified; tends to type, Policy-holder, insurant and underwriter inagricultural insurance contract execution, by its very nature, so we need to makeagricultural insurance contract and article clear, so as to prevent adverse selectionand moral hazard occurring; In order to adapt the information demand, in theagricultural insurance contract fulfillment of various links should be advocated andencourage the performance of the new technology application, so as to realize theperformance of the contract openly, fairly, as well as efficiently.