Research On Corporate Governance Of China’s Rural Commercial Bank

China’s rural commercial bank is the formation of the restructuring on the basis of theoriginal rural credit cooperatives; it is an important mode of the rural credit cooperativesjoint-stock system reform too. Though it is the nature of an independent enterprise legalperson,is a joint-stock commercial banks,but others are the same as original rural creditcooperatives,in solving "3farming" problem,for agriculture development and farmerproduction life to provide financial services to play with rural credit cooperatives asincomparable role. With the development of market economy,together with the history、policy、system and other reasons,facing of numerous state-owned commercial banks andforeign commercial banks in the fierce competition,a rural commercial bank existingmanagement model has been unable to maintain their sustainable development,problems ofrural commercial banks in their development gradually and become more and moresharpening.For example,the irrational ownership structure、organizational structure is notperfect、imperfect internal control mechanism、administrative intervention is serious and soon,these are serous impact on it as the main force in rural finance, playing the role of service"3farming".This article uses the comparative analysis method,through the five parts toexpound the rural commercial bank legal person management structure,the first is from thereally of the situation that our country rural commercial banks is still in the initial stage ofdevelopment,summarizes its basic character and development status;then based on thecorporate governance structure to analyze the problems in the corporate governance structureand the reasons of these problems;at last based on the typical corporate governance structuremode of foreign financial organization,put forward some specific recommendations about ourcountry rural commercial banks to improve corporate governance structure,with a view to thefuture development to provide reference.