| Inclusive development philosophy emphasizes balanced growth of the thoughts,against protectionism claims, give attention to two or morethings different body ofknowledge, emphasize on demand new ideas, new knowledge view. Inclusivedevelopment strategy to solve the problem in the economy development ofunbalanced structure provides new ideas, to explore the development strategy ofChina’s financial reform path, which has the important practice instruction function.Xinjiang is located in the western border, in the development of the westernregion and19provinces and municipalities to support the background, economicincrease speed faster, realize the total output value657.454billion yuan, percomparable price calculation, up12%, year-on-year growth speed up1.4%, higherthan the national average growth rate of2.8%.In2011the national credit-tighteningbackground, the financial institutions each deposit balance RMB1.038699trillionwith17.1%growth rate; Financial institutions all balance of loans RMB627.021billion yuan, up26.1%. The first time scale deposits exceeding RMB one trillion,600billion yuan for the first time the size of the loan across the pass. But in xinjiang in theeconomic transition, urban and rural financial still faces unbalanced structure, the cityof enlarging the scale, loan is far greater than the speed of than rural area, so xinjiangface digestion financial binary structure, urban and rural financial inclusivedevelopment of the task.In this paper, from the perspective of dual structure of urban and rural financialdisequilibrium in xinjiang is not inclusive situation, main to xinjiang urban and ruralfinancial and economic binary intensity of measure, contact the economicdevelopment of China binary structure characteristics of the urban and rural financialthe xinjiang inclusive cause analysis, in order to better achieve urban and ruralfinancial inclusive development... |