Financial Indicators Of The Domestic Property And Casualty Insurance Analysis And Its Impact On The Value Of The Company

Property Insurance Company is a special financial enterprises of thebusiness property and liability risks, whether from the business orfinancial management point of view, between production and servicebusinesses have a big difference.In this thesis, the operating characteristics and regulatoryrequirements for insurance companies, the combination of long-termindustry practice as well as foreign experience of developed insurancemarket, and retrieved from a large number of indicators of financial datafor16key indicators. Through these interrelated indicators or indicatorcombinations of mutual restraint, constitutes a financial analysis of theindex system, accordingly to analyze and evaluate the property andcasualty insurance business activities, helps us to fully and accuratelygrasp the financial position of insurance companies, and more capable ofpenetrating had the financial indicators of data discovery and evaluationof the intrinsic value of the insurance companies. Indicator system to quantify the financial analysis and objective evaluation of the intrinsicvalue of the property and casualty insurance companies, both from theperspective of capital markets, or production insurance enterprisemanagement needs, have practical significance.The main contents of this paper include the following six parts:property and casualty insurance companies, financial analysis system;financial indicators of the domestic property and casualty insurancecompanies; of listed property and casualty insurance businessperformance of empirical analysis; business performance financialindicators of the value of property and casualty insurance companies; oflisted property and casualty insurance business valuation empiricalanalysis, and enhance the development of domestic insurance businessperformance and company value countermeasures.This paper is the empirical study of the company’s intrinsic value forthe property and casualty insurance business performance financialindicators, so the whole issue will be the theoretical study, based onempirical analysis, the use of the market from a quantitative point of view,the statistical analysis of insurance companies financial position of thecompany intrinsic value.In this thesis, on the basis of suitable property and casualty insurancebusiness performance financial indicators system, the contrast in thedomestic operations of insurance companies operating conditions, and highlights from the2003Hong Kong-listed PICC over the years publicfinancial statements start, in-depth, comprehensive, multi-angle to resolvethe situation of the company’s business, respectively, the relative valueassessment law and equity, discounted cash flow method to valuation ofthe PICC financial indicators of the direct impact on firm value, andultimately on this basis, the development of countermeasures to enhancethe value of the domestic insurance enterprises.