Risk Control Strategies On Pledge By Warehouse Receipt

Warehouse receipt pledge is an extension business of traditional storage to the development of modern logistics, is one of the main business model of logistics finance, is an integrated new services business of modern logistics and finance innovation. In this mode, the loan application enterprise will give goods to logistics enterprise; the Logistics enterprise opened a warehouse receipt. The loan application enterprise can use the warehouse receipts to apply loans from banks. To solve an enterprise’s financing problems of achieve scale of operation and the expansion of development. As a professional third party logistics enterprise to monitor the collateral, bank can be assured of enterprise lending. For logistics companies, Increased added value, enhanced the enterprise’s value and competitiveness, stabled and attracted a large number of customers, also strengthened the alliance relationships with bank.Warehouse receipt pledge solve the difficult of our current corporate financing, difficult market situation of the bank lending, can solve the contradiction between banks and enterprises. By logistics companies as a third-party guarantor, effectively reduces the financial risk, at the same time can be part of the solution to our current problem of unsound credit system.This article proceed from logistics finance and warehouse receipts pledge, introduced the concept of the warehouse receipt pledge business, content and operating processes, investigate several typical business model the current carry out situation of Warehouse receipts pledge business. On the basis of the risk theory, to discuss the logistics enterprises to carry out the warehouse receipt pledge business risk. From the environment, loan enterprises and logistics enterprises comprehensive analysis influence of warehouse receipt pledge risk, come to the risk factors of warehouse receipts pledge, established 15 corresponding index system of risk assessment, introduced the Logistic model to evaluate and predict risk of warehouse receipts pledge, finally summarized and concluded the corresponding suggestion To deal with risks.