The Effect Of The New Type Of Rural Social Endowment Insurance Pilot Study In Shandong Province

From2003,According to the spirit of the party congress 17th and the third plenary session,General Office of the State Council began to Implement pilot of new old age insurance system for rural residents in China. It was Combined with the decades of widespread before exploration and after Summarizes Experiences And Teaches.In all, the financial burden of the peasant in the area of the new old age insurance system for rural residents was reduced, financial subsidies of the government give the insured peasants the real benefit.To some extene, the new old age insurance system for rural residents relieved some predicament,such as the peasant go back their village and become poorer cause elder.But, Trial practice has made some progress,at the same time, defects and unreasonable problems in the new old age insurance system for rural residents Gradually exposed.Mainly include:Policy design itself has a problem; The lack of a long-term design implementation; Financial support small; insured rate and consciousness of the peasant is still low; Farmers insurance agency orgnaization management efficiency is low; Endowment fund raise money management operation difficulties; The government power is too centralized lead to low efficiency supervision and management and so on.Obviously, The report of the Seventeenth Congress of Communist Party of China put forward to "To speed up the establishment of covering both urban and rural residents of the social security system"……"Explore build system of rural society endowment insurance", and "Everyone will have access to basic security service"That defects and unreasonable problems and to establish them for building a well-off society in an important goals are contrary. The healthy development of the national economy and the stability of society harmful effects even.Based on the related theory and experience at home and abroad, This paper puts forward the new fanning keeps and operating mechanism of countermeasures.Mainly include:The new reasonable design ideas; To establish a stable growth of long-term financing mechanism; Set up perfect pension funds management and operation mechanism; To establish and perfect the supervision mechanism of long and orderly.ect.These policies not only have the microcosmic aspect,but also have macro aspect.To further improving and optimizing the new farming the construction and Pilot areas righe-age farmers will play a positive effect.