Research On The Problems Of Rural Society Endowment Insurance In Heilongjiang Province

China’s urbanization becomes the development trend in today’s society, which isthe inevitable outcome of the social development, as well as the development of theChinese people’s struggle for the goal. Population aging is the inevitable developmentof each country’s economic development and social progress stage also is the mostserious challenges facing rural old-age security. With the quickening of the process ofurbanization and the intensifying of the aging population, Endowment has become theimportant problem to be solved in our country. Urbanization level of Heilongjiangprovince is higher one of the China’s. The material basis for the farmers lost theirpension due to the rapid expansion of urbanization and sharp drop of land area. Thefarmer’s land loss is not offset by the country’s endowment insurance and resettlementcompensation. As early as in2005, it has entered a stage of an aging population inHeilongjiang province, in accordance with aging of the population measures of theUnited Nations. The improvement of the rural social endowment insurance for one ofthe important way to solve the problem of rural endowment, it has become animportant task to Heilongjiang province.First of all, Paper reviews the development of rural social endowment insurancesystem in Heilongjiang province, it Sums up and summarizes the social endowmentinsurance development present situation and existing problems. The current ruralsocial endowment insurance development mainly exist the following problems inHeilongjiang province: The narrow coverage of social endowment insurance; Difficultto raise the insurance money; Pay cost burden to peasants; Low levels of socialendowment insurance; Low level of rural social endowment insurance management;In the large urban and rural social security.Secondly, this paper expounds the specific circumstances of endowmentinsurance at home and abroad, and compared the good development model, Expoundsthe Beijing daxing district, yantai and Suzhou mode of domestic. Then, expounds and summarizes the United States, Germany and Japan patterns of social endowmentinsurance in the abroad. The last, draw lessons from foreign advanced experience.Finally, According to the actual situation of the rural social endowment insurancein Heilongjiang province, using the experience of endowment insurance mode athome and abroad, so as to put forward the countermeasures and Suggestions topromote the development of rural society endowment insurance in Heilongjiangprovince. The paper can provide a certain policy reference for relevant departmentsand guide the development of rural endowment insurance in Heilongjiang province. Inaddition, provide theoretical basis for the theoretical system of rural socialendowment security system and the integration of urban and rural social pensionsecurity system.