Research On Trust Risk Management Of Affordable Housing Projects

The protection of the housing trust project is one kind of real estate trust projects.The protection of the housing trust risk class in the country is almost blank, and thetrust companies carry out the size of the trust business with expanding their risks ofmany types and causes, also it increases the difficulty of the trust companies tocontrol business risks of the protection of the housing trust. This article will introducethe relevant concepts of the affordable housing project trust and project riskmanagement, combined with the specific characteristics of the affordable housingproject trust, the appropriate choice of analytical methods to study.For the protection of the housing trust project risk identification, project riskidentification step, gather relevant information are summarized, using the flow chartanalysis and system analysis。The risk from the protection of the housing trust projectprocess, the classification of the security room and other risk perspectives, come tothe affordable housing trust project risk identification list, and also obtained theprotection of the housing trust project risk of the main difference with ordinary realestate trust project risk.In the analysis of affordable housing trust risk process, it will mainly take themethods of qualitative analysis which qualitative points, according to the list of theprotection of the housing trust project risk identification and classification. With thefour points of product risk, credit risk, organizational risk and environmental risk view,more detailed analysis of the risk of different types will be analysed. Quantitativeanalysis will be mainly used in the actual case. The risk analysis laid the foundationfor the next step to deal with the protection of the housing trust project risk.On the basis of risk analysis, it carries out risk response measures. Deal with forthe four different types of affordable housing project trust risk, a variety of riskresponse measures will be staggered. Of course, different risk response measures willbe focused. In the study on the basis of the protection of the housing trust project riskidentification, analysis and response, specific cases were analyzed to test the resultsare reasonable. The main method is the quantitative analysis with the combination ofqualitative and quantitative analysis.Via this paper on the protection of the housing trust project risks, in the process ofthe trust company to carry out the affordable housing trust business risk management,it will enhance its scientific and practical and provide the basis for its associatedoperations. Role in promoting the trust industry, the protection of housing trustbusiness, the healthy development of other real estate trust business.