The Study Of The Problem Of Urban And Rural Endowment Insurance Plan As A Whole In Shaanxi Province, China

The pension insurance system is system that guarantee the basic livelihood of residents of old age. Enjoy the pension benefits should be the basic rights of every resident, but for many reasons, such as urban-rural dual structure, making part of the rural residents can not enjoy or not enjoy the same treatment as the level of old-age security.With the social and economic development and the coordinating urban and rural pension insurance system,the establish a integrated urban and rural,equal, and the pension insurance system covering all urban and rural residents has become an inevitable trend.In this paper, based on analysis by the existing pension insurance status quo in Shaanxi Province, put forward the pension development dilemma of Shaanxi province.Drawing on practical experience of other parts of the urban and rural old-age insurance,Put forward ideas and options of the urban and rural old-age insurance in Shaanxi Province,and conducted a feasibility analysis can be achieved for old-age insurance urban and rural areas in Shaanxi Province.The full text is divided into five chapters,The first chapter is the introduction,the background and significance, and fully clarify the background of the endowment insurance of urban and rural areas in Shaanxi Province. And make a brief overview of the research of the urban and rural old-age insurance of China’s scholars.The second chapter is an overview of the urban and rural areas of old-age insurance, this chapter clarifies the concept of the urban and rural old-age insurance, the theoretical basis and significance.The third chapter is the analysis of pension insurance in Shaanxi Province, is on the basis of the analysis of the existing old-age insurance system in Shaanxi Province, Raised the plight of the pension insurance business in Shaanxi Province in the development,and description to realize the urgency of the urban and rural old-age insurance in Shaanxi Province.The fourth chapter is the ideas envisage of urban and rural pension insurance in Shaanxi Province,by analyzing the practice of other parts of the urban and rural old-age insurance system,On the basis of drawing on its favorable factors,Asked the Shaanxi Province to the idea of urban and rural pension insurance, as well as optional program,And pointed out the key issues that need to be addressed by the old-age insurance in the process of urban and rural in Shaanxi Province.The fifth chapter is feasibility analysis of the endowment insurance of urban and rural areas in Shaanxi Province,this chapter is proof of a Shaanxi Province urban and rural old-age insurance is feasible from policy support,the financial commitment of capacity and system run three angles.