The Improvement Of The Urban And Rural Residents Endowment Insurance System In JiangXi Province

Since the 18 th management program, more and more people take the focus on the livelihood issues. With the continuous development of our economy and the accelerating process of urbanization, then in the plan as a whole under the background of urban and rural economic and cultural development, on the basis of the pilot experience of the new rural social pension insurance and the urban residents endowment insurance, The State Council decided to combine these two systems and set up an unified urban and rural residents endowment insurance.To set up a sound system is not only the manifestation of the specific work of the people’s livelihood, but the important measures to cope with the challenge of the aging society. Thus it can be seen that how to solve the problem of urban and rural residents endowment has become the primary goal of building a well-off society.However, because of the country’s dual economy structure and the unbalanced regional economic development, in the concrete implementation process, the regime presents obvious regional differences; the institution is out of keeping with the economy development、low level of ginseng、lack of support capability、regulatory of the fund、occupation of the insurance premium and so on, with this problems’ emerge in endlessly, on the basis of the investigation of the urban and rural residents endowment insurance system in JiangXi province, we can analysis the problems during its specific implementation process, and then we put forward to practical and effective countermeasures.