Innovative Mechanism For Commercial Banks To Build Financial Services For SMEs

SMEs as an important part of our national economic development, the role and statusin today’s social and economic development Needless to say, but the configuration of thesocial resources required in the development of SMEs but there are many problems,especially small and medium-sized enterprises in the financial the demand for services isvery prominent, and there is a very real social significance to the development of SMEs asa whole. This article focuses on SMEs the main financial services providers-commercialbanks to build the mechanisms of innovation in financial services for SMEs.In this paper, comparative law, evidence and other research methods, the system ofcommercial banks to build financial services for SMEs innovation mechanism described.This article is divided into four parts. The first part describes the background and purposeof the commercial banks to build SME financial service innovation mechanism. Thesecond part of the status and economic position of SMEs in China’s economicdevelopment, as well as the problems faced in the current development process. The thirdsection describes the achievements and progress of domestic and foreign commercialbanks in building a financial services for SMEs. Discusses the fourth part around the corecontent of the SME financial services, combined with the current situation and problems ofthe current China’s commercial banks in the SME financial services, and summarizes thecurrent market research, and innovation and SME financial services of commercial banksin China the actual mechanism proposed commercial banks to build the core content ofinnovation in financial services mechanism, such as financial services products in theoperational sector of financial services for SMEs innovative mechanisms to build solutionsfor SME financing: contents. In order to be able to provide valuable information for China’scommercial banks financial services for SMEs innovation mechanism.