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Real Estate Credit Risk Control Research

Posted on:2013-05-07Degree:MasterType:Thesis
Country:ChinaCandidate:W W WangFull Text:PDF
GTID:2249330377956200Subject:Finance
Abstract/Summary:PDF Full Text Request
In recent years, our real estate has undergone considerabledevelopment, in all the important sectors of society. its importance isshown in the industry as the tap on economic growth in thesimulative impact, much to eat and wear,"as part of the overalldevelopment of comparative prosperity and economic and socialharmony and development goals. real estate of the impact of therapid and sound development of millions of the family happiness.The government as a macroscopic policy makers and industry, realestate development of the regulator to adjust to have an importantrole in the interests of the players in the government is indispensablefor arbitration and diligent. the bank as a real estate is an importantsource of funds, and more closely, both the banking sector share thereal estate has developed rapidly brought huge profits, kidnappingand real estate real estate has had to share the credit risk.This article in accordance with the problem, analyse and solvethe problem of credit risk of a more comprehensive and, to beelaborated to real estate credit risk problem resolution bring somegood. first of all the real estate industry development in our history,current and play a role to introduce the concept of classification,credit and its actual operation flow, the credit risk that the centre of the problem. Then, from different angles to the credit risk of thereasons and with mathematical models for the credit risk of defaultintegrated with the leading indicators, kunifusa climate index.average selling price index for the relationship between the measure.lastly, from the government level and the banking sector level twopoints of view put forward the concrete measures that can to bankcredit risk management to produce something better.
Keywords/Search Tags:Real estate loan, Commercial banks Riskmanagement
PDF Full Text Request
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