Analysis About The Differences Of Payment Level Between Planed Overall By Central Government And Provincial Government Of The Endowment Insurance

The social endowment insurance is an essential component of the social securitysystem in China, and is one of the core componants in total social security system.Theoverall level of pension insurance is an important part of pension insurance system.Itis directly related to the level of fund risk,rational flow of human resources,expandingpension coverage,solidding personal account,establishing a multi-level old-ageinsurance system and so on.At present, China’s endowment insurance is not overallplaned by central government.There haven’t uniform rates and base pay socialinsurance premiums in different provinces,resulting in insurance burden differentbetween enterprises. It is contrary to the market economy principle of equity. Therecent endowment insurance system barriers the flow of labors, can’t conducive to therational allocation of labor resources, so it is difficult to establish a unified nationallabor market. The recent endowment insurance system is also hard to make full ofadvantages of endowment insurance risk diversification characteristics. Some placesuse social security funds improperly. The existence of these problems makes thatendowment insurance is difficult to adapt to market economic development.So,improved the pool level gradually,finally, a countrywide comprehensivearrangement will be achieved to meet the essential requirement of the socialization ofpension security. It is also the developing direction of the pension insurance system inour country.This paper according to the industry category divided the industry into thehigh-income industry,middle-income industry and low-income industry, andseparately calculated endowment insurance pension level of its planed overall bycentral government and planed overall by provincial government, through the datacontrast and coefficient analysis the differences between the planed overall by centralgovernment and planed overall by provincial government, and analyses the reasonsand choose the suitable for the endowment insurance of our country, finally putsforward the corresponding measures and suggestions.