The Development Countermeasure Research Of Jiangxi Province To Promote The New Rural Social Pension

With the development of an aging population, the problem of rural resident pension is a growing concern. The level of economic development in China has not yet entered the ranks of developed countries, but the problem of aging resulting in the demographic dividend is attenuation, the aging of the population will be enormous pressure on the lack of rural areas to improve the pension insurance system. Rural confined to the level of economic development, failed to establish the social pension system.The traditional pension model can not adapt to the changing times, while the government began to promote the new rural endowment insurance system, and attempt to resolve these issues.Jiangxi Province is a major agricultural province, because of the farmers’ low income levels, the problems of an aging population, the weak capacity of the personal burden of pension, it is difficult to build a commercial insurance-led rural endowment insurance system; at the same time as a result of public financial strength limited in rural areas, simply relying on the Government to establish a welfare pension insurance system is difficult to achieve. In order to solve the rural pension problem in the new situation, jiangxi start to try a pilot, summarize the experience, and expand the coverage.Since the introduction of the new farmer’s insurance, Jiangxi Province has a total of64new agricultural insurance pilot counties and plan to full coverage of the new farmer’s insurance and urban residents in2012, but there are still basic pension and lack of flexibility, the rural collective economy is weak, the relevant supporting policies imperfect coverage policy, the Government has put limited constraints on it.This paper expound the formation and development of China’s new rural endowment insurance at first, describes China’s rural pension insurance system changes, and analyze the necessity and feasibility of the implementation of the rural pension; Secondly, a detailed discussion about the development status of the new rural social pension in Jiangxi Province come out, through the introduction of relevant policies and the implementation of the survey, and I lay the foundation for the summing up experiences and lessons learned: then the constraints affecting the development of Jiangxi Province rural resident pension is summarized on the basis of the previous text; I introduce the Laiwu and Baoji experience in rural endowment insurance mode, and explore the reference for our province in innovation of rural endowment insurance; Finally, I make relevant recommendations on the basis of the previous text, from the general idea, system design, supporting measures and so on, according to the actual situation in Jiangxi Province,The author believes, continue to adhere to the "personal pay-based collective grants, supplemented by the countries to be on the basis of policy support", should break the urban-rural dual structure, improve the relevant policies and regulations, establish and improve the agricultural insurance system to improve security amount of flexibility. increase government investment, raise the level of Government to protect and strengthen insurance fund management, to ensure that funds are increasing the value to increase farmers’income, and broaden income sources to change the traditional concept of a reasonable guide to the concept of farmers’ consumption, and the smooth implementation of Jiangxi Province, the new farmer’s insurance and social good and rapid development to provide protection.