Study On Agricultural Insurance Of Liangshan

Agriculture is supporting national economic construction and development of the product, is the first industrial, agricultural production and growth will often have natural factors, the risks are mainly embodied in the natural disasters and pests and diseases in three ways, in particular, china’s vast geography, environment and climate vary agricultural risk much more complex. Our natural disasters can type and frequency and intensity, and still have time, geographical distribution, a combination of the damaged, seriously damaged the features, as a modem agricultural three main pillars of the agricultural insurance, and spread agriculture risks, risks for the prevention of agriculture, the income of farmers and agriculture and promote sustained healthy and steady development of great significance.Sichuan is china’s agricultural the provinces, food, sichuan province xichang city large is a large agricultural state, but as complex and unique topography and dry, cold, stormy, snow, hail, waiting for disasters have occurred in xichang disaster, not only species, and the same damage to a certain period of coefficients, xichang of remote minority regions and rural, the poverty-stricken areas farmers’income of rural economic development is unbalanced and dual structure and seriously affected the overall level of increase xichang agriculture, thus, the development of agricultural production and agricultural insurance shall be protected and support must be enforced.This article by the questionnaire survey visits and the agricultural insurance, the development of the present review, analyse the development of agriculture in the rate higher and commercial facilities and other problems, by the insurance company, and farmers three angles to the establishment of effective patterns of agricultural insurance coverage, strengthening management and ready to participate in the work of the farmers, agricultural insurance for xichang to provide some of the development of theoretical research, promote the agricultural insurance in the region’s growth.