Improve The Coal Industry Injury Insurance Indemnity Payment Level Study

China is the world’s earliest start mining coal, has already begun as early as twothousand years ago China’s mining and utilization of coal. Today, China is the world’slargest coal producer and consumer countries, few in the world of one of the countrieswith coal as the main source of energy. As the special coal mining conditions, pooroperating environment, non-renewable production process is complex and coal miningsites move often and are vulnerable to water, fire, gas and coal dust and other dangerousviolations. Therefore, coal mine accidents occur frequently, the coal industry isconsidered high-risk industry recognized labor job in the world.Inner Mongolia Autonomous Region of China’s coal resources and reserves rankedsecond in the country, has proven coal-bearing area of120,000square kilometers,accounting for about one tenth of the region’s land area.10the region’s existing state-owned key coal enterprises, employing130,000people.2004the region’s coal productionof203million tons, including10state-owned key coal enterprises in production of67.12million tons, accounting for33%of the total output of the region. Formed over the yearsthe coal industry is the pillar industry of the autonomous region’s economic development,but also accident-prone industry a higher risk of occupational hazards. Inner MongoliaAutonomous Region, state-owned key coal enterprises to the provincial in2006, workinjury insurance from the enterprise to protect themselves to a social co-ordination, workinjury insurance system operating system is taking shape, the fund have been expanding,protection and treatment level is rising, the formation of mainly to accidental injury tosupplement the employees’ compensation, to injury prevention, injury rehabilitationextension of the industrial injury insurance system. The coal industry is a high-riskindustries, the risk of mine all kinds of work-related injuries and deaths has been amongthe forefront of the nationwide industrial and mining enterprises. Various types of work-related accidents cause great losses to people’s lives and property and the property of thestate. Workers and family members, resulting in great mental anguish and economic losses. Therefore, most countries have clearly stipulates that workers shall enjoy the rightto a work injury insurance. Meaning is generated by the industrial injury insurance:On the one hand to avoid the occurrence of accidents, to protect workers’ safety.Suffered an accident injury, workers can get timely medical treatment, rehabilitation andfinancial compensation to protect the legitimate rights and interests of laborers.On the other hand the workers of the coal industry as a citizen should enjoy the rightto life and health. Thereby protecting the lives of miners, work injury insurance system ofthe "trinity" of a work injury rehabilitation to strengthen workers’ compensation injuryprevention, maintenance of the property of the miners, improve skills and quality of theminers, to improve production safety and improve the employment system of the miners,not only is the work injury insurance theoretical level, it is the actual level of effectivemeasures to resolve work-related injuries, an urgent need for the government to establisha market economic system, social Freemasons injury insurance system.