Injury Insurance In The Coal Enterprises In The Implementation Process And Countermeasures

Injury insurance as an important insurance for China’s social security system, the roleand impact of social and economic development, more and more aroused widespreadconcern in society, especially in the current China’s rapid economic development, andoccupational injury situation. And a very serious situation, the establishment of injuryprevention, injury rehabilitation, workers’ compensation injury insurance system combiningsystem is an integral part of our sustainable development strategy is to uild a harmonioussocialist society, the coal industry as support the main driving force of China’s economicdevelopment industry, but also can not avoid the reality that the problems related injuries;injury rates as ahigh-risk industries in recent years, a sharp upward trend, only the2011fourth quarter on a major accident in15cases,71people died, coal complex undergroundgeological conditions of underground natural situation of unpredictable, so that the safety ofminers in a very complex environment, work-related accidents occur frequently, the potentialoccupational devouring the lives of miners, industrial accidents are common in the processof coal production phenomenon. With the restructuring of the economic reforms, some newsituations, new problems related injury insurance and the corresponding policies, laws andregulations and improve lag, the urgent need to establish and perfect a matching policy todeal with the problems in the coal workers injury insurance policy important risk in the fivetypes of insurance injury insurance social insurance, other insurance can not be replaced.Through the exploration and study of coal workers injury insurance needs to explain tomodify and improve the feasibility of proposals for work injury insurance system.In this paper the overall divided into five parts, the first part describes the developmentand operation of industrial injury insurance system, the shortcomings and problems of thecurrent industrial injury insurance system, rectification and reform proposals. Second partdescribes the social insurance and social welfare, and an empirical description of theexamples of coal workers, and thus draw the following conclusions:(a) mines workersprevalence of the contents of the Work Injury Insurance Regulations "understand the lack ofawareness;(b) the current industrial injury insurance policy focused tendency to workers’compensation;(c) Injury Rehabilitation is only early box-shaped, simple way to repair the infirmary;(d) of the unspoken rules of workers’ compensation;(e) medical insurancereimbursement and the actual technology. The third part from the current industrial injuryinsurance treatment incomplete and specificity of coal workers injury insurance benefits andmore demand for empirical research, the following conclusions: the desire and demand ofcoal old injured workers, injury rehabilitation, active employees on injury prevention andcompensation requirements, the demand for newly hired workers on coal mine safetyeducation and training, work-related injury lay-off with pay treatment of mine workersinjured medical needs, etc.; fourth of industrial injury insurance in the future to modify andadjust proposal to increase preventive measures to establish injury prevention, workers’compensation, work injury rehabilitation and three with "work-related injuries run thesystem, from the expansion of the industrial injury insurance coverage, improve thediscourse of industrial injury insurance treatment and prevention, and rehabilitation; furtherincrease the technology content of the coal industry, operating mechanism, to promote coalmine safety production; third to improve the benefits and wage levels of the mine workersand improve the employment system of the refinement of the mining workers; fourth tospeed up the introduction of the miners of the right to safety and health aspects of thelegislative program.In this paper the overall idea and structure is based on China’s current industrial injuryinsurance system the actual operation as a starting point, select the province representative ofthe miners of the coal mining enterprises for the study, analysis of existing industrial injuryinsurance system, that is the current "work-related injuries Insurance Act and related lawsand regulations, and paid attention to the work injury compensation, and prevention ofindustrial injury insurance, work injury rehabilitation and did not really put in place, there isno workers’ compensation, work injury prevention, injury rehabilitation and three with theneglect of the injured workers safety and legislation to protect the right to health. Therefore,Selection of mine workers industrial injury insurance scheme adopts the situation and lookforward to from the theoretical and operational level to provide a reference to modify andimprove the future of industrial injury insurance system.