The Analysis Of Management-System For Bad Assets Of Shanghai Pudong Development Bank Shenyang Branch

Non-performing asset is the hazard faced by the banking industry because it mayaffect the return of investment, reduce the sustainability of the bank, resulting in therising of overall risks systematically, and affect the steady development and safety ofthe whole economy. Based the Practice of the operation for Bad Assets, First of all,describes current situation of bad assets management of Shenyang Branch ofShanghai Pu dong Development Bank (SPDB), found a number of problems, forsolving the problems, Analysis of the causes of problems and Submit Improvementprogram, At last, Submit in relation to Protection program for the implementation ofImprovement program.The operation for Bad Assets is an Important topics for the banking industry,The purpose to select topics of the author is disposing bad assets of the big, broadproposition of micro-, Through its internal and external environment analysis,proposed measures to solve the problem of non-performing asset innovatively, that isto reform the disposal methods, increase the disposal efficiency and carry outincentive policy and so on. These measures may increase the profitability, safety andflowability of capital, by maximizing the effect of disposal while minimizing the loss,thus leading to the increase of the core competiveness of the Bank.Chapter1is the introduction, focuses of this study the background andsignificance, research and describes the main content.Chapter2is situation and problems of bad asset management of Shenyangbranch. Summary there are four categories of bad assets management issues, theseproblems are typical and mainly reflected in the Shenyang branch internalmanagement. Chapter3is the part for finding detrimental factors of the operation for BadAssets。By Analysis of social factors、credit factors、business factors、cost factors andcombination of large case of the operation for Bad Assets, Revealed the negativeimpact of adverse factors on for the operation for Bad Assets.Bases on the analysis of results of chapter3，chapter4Improvements measuresby emphasis on due diligence management and so on. These measures conforms tothe current mainstream trend of banking development, relying on credit in recentyears associated with the bad assets disposition of commercial banks development、Risk management framework，has made operational improvements of operation forBad Assets.chapter5，Author based on the job and location，sights zoom to the entire fieldof social security and Supports security measures for improving programs. It can besaid that alone as a branch office of the Shenyang branch of spdb, It is impossible todo a full range of adjustment inherent in their non-performing assets disposalmode,,Must rely on the social forces of a correlative adjustment.Full-text on the research method, making full use of various management MBAprofessional knowledge, methods and theories, Proposed to solve the problem of badassets disposition, innovation asset disposal of reasonable ideas, as well as toeliminate adverse impact, perfect asset disposal concerned of the environment, With aview to improving the profitability of Shenyang branch, security and mobility, andfinding a solution to my problem of banks ’ bad assets valid path for other researchersto further study provides theory and practice enlightenment of bad asset disposalmode.