Try To Talk About Yin Bao Under The New Rules On The New Development Of Bancassurance In Our Country

With the rapid development of bancassurance in recent years in the domesticmarket, bancassurance has also attracted the attention of the domestic financial sectorand academia, bancassurance markets there have been some misleading sales,marketing confusion, so the Banking Regulatory Commission and China InsuranceRegulatory Commission jointly issueda series of new provisions to regulate thebancassurance markets, what kind of development road the bancassurance shouldchoose in China become the new issues of the domestic banking sector and insurancesector. In this paper, through a comparative analysis on a survey of relevant literatureand data, mainly elaborated on the bancassurance、 the new regulations ofbancassurance、 status of domestic bancassurance and the experience of foreignbancassurance,demonstrated the problems of domestic bancassurance market andinfluence after the introduction of new regulations in banking and insurance,thus tryto find the direction and way of bancassurance after the new regulations of bankingand insurance introduced.The bancassurance connotation have broad and narrow sense, bancassurancediscussed in this paper is mainly about the narrow sense of bancassurance,to illustratethe background of the time and causes of bancassurance, mainly arising from theproportion of the population structure、 economic structure and consumer changes indemand，the nature of the bancassurance is actually a financial hybrid Innovativeproduct under the backround of financial integration.The first part described the current state of development of the bancassurancemarket in China, the history and characteristics of the development of domesticbanking and insurance, pointed out the problems, such as China’s banking andinsurance products, technical level, quality of personnel and social institutionalenvironment; The second part explained the background of the introduction of newregulations in banking and insurance, and deep-seated, the description of thebancassurance introduction of new regulations the short term, the impact of thebancassurance market as well as long-term positive impact on regulating the market;the third part through the analysis of foreign banks, insurancethe market developmentcourse and mode of cooperation, as well as the bancassurance Looking at theinternational development trends, so as to arrive can learn from the experience ofdomestic development bank insurance; the fourth part of the problem for the Bank ofChina insurance, as well as banking and insurance regulationthe context of theintroduction of innovative banking and insurance products, to improve the quality of banking and insurance staff to develop the depth of cooperation model to improve thetechnical level and to strengthen supervision to the implementation of the five aspectsof efforts to promote and improve the banking and insurance markets, so that promotethe health of banking and insurance rapidly。...