Research On The Development Of Rural Finance Based On Agriculture Technology Innovation In JiLin Province

It was the ninth time continuously when Central NO.1Document focusedon agriculture, rural areas and farmers in Feb.2012. And it was the first timethat agriculture technology came to a fatal strategic position. The ultimatesolution for agriculture lies in technology, and science and education richpeasants have already become an inevitable way of developing Chinesemodernizing agriculture. What’s more, we must rely on technology toaccomplish innovation-driven and endogenous growth, such as, convert theagriculture development pattern, assure food safety, promote sustainableeconomic development of agriculture economy, steadily increase peasants’income, actively construct new reach rural area, and so on. While, the key pointwhether technology can turn into productivity lies in if technology promotingcan bring mass peasants a fruitful achievements or not.As for modern sciencedevelopment, the most important thing is we should combine agriculturetechnology, modern finance mode, and cultivate scientific peasants together,while promoting sustainable farmers policy steadily and sustainable underconsideration.In recent years, Jilin province has achieved development boom in ruraleconomy. For example, it raise further investments on agriculture technologyinnovation, and its food production increases for years on end, its peasants’income is boosted obviously, its rural area thrives, and deep processing ofagriculture products has come into the third economy brace besides auto andpetrochemical industry. As the agriculture technology develops, the agriculturemodernizing is imperative. And at the same time, a moderate agriculturemonetary system should play a vital role in the innovation of agriculturetechnology as a sustainment. In order to give great impetus to the reform and innovation of monetary system, we must accelerate the speed of constructing aagriculture, rural areas and farmers suitable, wide-spread, and sustainableintegrated One-Stop rural monetary service system platform.Only in this waycan we promote the agriculture monetary development in order to support thepromotion of agriculture technology, and achieve agriculture thrive, rural areadevelopment and peasant wealthy.This thesis is for the purpose to show a new probable way of ruralmonetary reform that can apply to the new steps made in agriculturetechnology development, basing on a laggard rural finance developmentincluding behindhand monetary system, financial market, financial instruments,and financial institutions. In order to write this thesis, I have studied the central&local policies, and compared domestic&abroad agriculture monetarysituations carefully after taking the situations of Jilin agriculture finance andagriculture technology innovation into consideration. On one aspect, we shouldrespect the needs of rural finance, then support technology innovation with newfinance system, and accelerate the reform of rural finance in order to integrateresources, optimize allocation of resources, innovate financial instruments,broaden financial channels, consummate financial institution, and build newfinancial system. And on the other aspect, we should try our best to avoidunnecessary risks in rural finance, and enhance the profitability, competitiveability and the ability of agriculture technology innovation converting intoproductivity. Through this research, we will have a deeper view on the waywhich Jilin take in order to build a financial resources integrated, informationtransparent, service entire, layer clear, and product self-contained One-Stopintegrated financing system. Besides, the perfection and reform of ruralfinancial system will promote agriculture technology spread, agricultureharmonious develop, peasants income increase, and rural areas thrive forsure.And based on the demands calling for by Jilin agriculture technologydevelopment, it is the inevitable choice to build a pertinent, reasonable, andadaptable mode with respecting the financing and assurance demands of different entities.This article is divided into six parts to discuss:The first part, introduction, pointed out this article research backgroundand research significance, research status, research methods and ideas of thearticle has carried on the detailed elaboration, and the article’s innovation point,content and framework of show.The second part, the related basic theory of financial services inagricultural science and technology innovation in detail. Define boundaries andprofound connotation of agricultural science and technology innovation.Classifying agricultural science and technology innovation main body, basedon the characteristics of different subjects, common sense way of agriculturalfinancial worth and classification, the perfect agricultural financial securityfinancing platform, vigorously promote agricultural science and technologycombined with the rural economy.The third part, the developed countries, developing countries and ourcountry outstanding rural financial model is studied, using the experience ofrural financial reform at home and abroad, in various countries and variousareas according to their different national conditions adopted different financialstrategies.The fourth part, to the Jilin province agricultural science and technology,the status, characteristics of rural financing demand gap of science andtechnology, insufficient research, find out problems and deficiencies in Jilinprovince now, carries on the analysis and research.The fifth part, in view of the Jilin province agricultural science andtechnology innovation main body different build financial security financing model, find out the rural financial and combination of agricultural science andtechnology innovation and the financial environment, build multi-levelcomprehensive financial service system of financing platform, by security,guarantees, financing "trinity" to promote the rural financial system overallupgrade, build rural financing "green channel" of science and technology, andfind new mode of Jilin province rural financial reform and innovation, make therural financial innovation and the combination of rural scientific andtechnological innovation, promote the rise of Jilin agricultural province and takeoff.Sixth part, conclusion part, the research results are combed andsummarized and Suggestions for finishing.