A Research Of Supply Chain Finance Based On The Industrial Clusters

Since Three decades of reform and opening up, some of China’s coastal provinces havebeen formed or are in the development of many industry clusters, and gradually to thedevelopment of technology-intensive and capital-intensive clusters. So some measures need tobe done to promote mature industrial clusters. Industrial clusters play a significant role in thepromotion of a regional economic development. Finance is an important factor to makeindustrial clusters go further,in such a way,supply chain finance can do it well.Supply chain finance is a finance and management theory as one integrated credit activityarrangements. Nowadays bank supply chain finance mode is the main mode of supply chainfinance, with logistics finance as another area of supply chain finance. Supply chain financecomes from supply chain optimization evolved, has gone through five stages. Financialinstitutions to continuously improve the finance service and arrangement, and gradually makeout some mature chain applications financing model, receivable factoring financing mode,inventory financing mode, fixed assets supply chain finance model. Especially Financingleasing model with the targeted and rapidly speed of development will be more important toexplore the direction of the supply chain finance. It needs to nurture and select supply chainfinance required for the environment to meet financial supply chain applications in industrialclusters. I select presentations and research on emerging clusters such as north XiqingDistrict,tianjin industrial clusters and more mature one as Guangdong industrial cluster supplychain finance application, make a conclusion that financial supply chain needs to draw on thestage of development and the characteristics of the different industrial clusters need targetedfinancing methods.Its more closely linked that the financial and economic entities of the supply chain ofindustrial clusters. This can solve "Industrial hollowing" the problems of the financial sector toalienate the real economy, and the financial industry to combine with each other. The paperargues that the development of industrial clusters needs to increase the supply chain financemarket financing service principal financial way through the supply chain. Second, promotelegal construction services innovation in financial products; building supply chain financesupport information service system, information and electronic technology used in supplychain financial services to cluster SMEs is currently an important means of development andtrends. And at the same time clearly understanding of the strengths and weaknesses of thefinancial risk of the supply chain and cluster financing, and actively exploring the supply chain industry cluster financial risk initiatives will be important countermeasures to promote thedevelopment of industrial clusters by the way of supply chain finance.